Is there a crypto wallet in which you can both store and multiply money? Which allows you to sell, buy and exchange currency? Yes! Koshelek.ru — a multi-currency wallet that includes operations with TON Crystal.
Then there are only 3 steps to take:
- Enter your e-mail address.
- Come up with a password that meets the requirements.
- Accept the user agreement.
Immediately after that, the user will be redirected to a page with wallets for different currencies.
At the moment, Koshelek.ru is available for the currencies of the following platforms:
- Free TON
- Bitcoin Cash
The platform generates a separate address for each currency. The user will be able to top up the balance starting only with a certain minimum amount. For TON Crystal — 5 TON.
For the withdrawal of funds from the wallet, you will have to pay a commission fixed for each currency. The commission is expressed in a specific amount: for the withdrawal of crystals — 0.5 TON.
Koshelek.ru and Staking
The wallet has an interesting offer for TON Crystal holders:
The reward is calculated daily, the profit is 0.05% TON per day and the income depends solely on the amount and storage period of crystals in the wallet. This is a small profit, but when you consider that you do not have to do anything, it does not sound so bad.
Koshelek.ru: Additional Functionality
In the P2P tab, the user can use the currency purchase/sale service. In the transaction information, the user must specify:
- the desired fiat currency to exchange;
- payment systems where he can make an exchange;
- limits (if any) and the exchange rate of the cryptocurrency in relation to the selected fiats.
Currently, the list of fiat currencies includes the US, EU, Russian Federation, Belarus, Ukraine, Kazakhstan and Uzbekistan.
In addition to ready-made ads for purchase and sale, you can create your own by filling out the appropriate form in the “Create Ad” tab.
If the owner of the wallet still chooses ready-made offers, then in addition to the above conditions of the transaction, he can view reviews about the seller/buyer.
User Academy and Bot-assistant
In addition to making a profit, Koshelek.ru is working on educating users of the platform. In the “Academy” tab, the owner of the wallet will be redirected to the cryptocurrency guide. While there is not much information in this section, it will be updated with articles that are useful for both beginners and experienced users.
In your personal account, you can connect Telegram Bot, which will send notifications about transactions, help monitor wallets and manage your balance.
The user is required to perform 3 actions:
- Upload images of the identity document.
- Confirm residential address by uploading a confirmation document: utility bill, registration document (not older than 6 months) or bank statement.
- Upload your photo with an identity verification document.
In addition to the identification process, the security of the wallet is provided by authentication. This process is optional, but provides additional protection. At the same time, the protection factors must be located on different physical devices.
To implement this feature, users need to install one of the suggested TOTP applications.
The platform does not plan to stop at the existing functionality. You can learn about the development plans from the Roadmap. In addition, this project is the main winner of the Free TON contest for student entrepreneurship (YPO Global Student Entrepreneurship Awards). Besides, the developers posted a proposal for closer cooperation with Free TON on the community forum.